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2026 rates

Rate scales last checked: January 2026. Methodology and sources.

Fees and processing times verified in January 2026

Life certificate for pensioners

The annual piece of paper your pension payments depend on. Forget it and the transfers stop - often without warning.

Cost
MAD 20
Processing time
Immediate
Where
District office, caïdat or consulate

Foreign pension funds require proof each year that the pensioner is still alive. This certificate, also known as a proof-of-life attestation, is issued at the district office, at the caïdat or at the consulate, on production of an identity document.

The procedure takes five minutes; what is at stake is considerable. Most funds suspend payment without any particular reminder as soon as the deadline has passed, and having it reinstated takes several weeks.

Documents required

  • CNIE or passportOriginal and valid
  • The pension fund’s formMany funds insist on their own printed form - bring it with you
  • Pension numberOr your insured person’s reference
  • StampAbout MAD 20

The procedure, step by step

  1. Get hold of your fund’s form

    Sent by post or downloadable from your online account. A generic certificate is sometimes refused.

  2. Attend in person with your identity document

    The pensioner has to attend in person: that is the whole point of the document.

  3. Have it signed and stamped

    Check that the date and the stamp are perfectly legible before you leave.

  4. Send it back on time

    Through the channel required - post, online upload, or your personal account. Keep a copy and proof of postage.

Pitfalls to avoid

  • Using a generic certificate when the fund insists on its own form.
  • Sending the document at the last moment: it is the date of receipt that counts, not the date of signature.
  • Keeping neither a copy nor proof of postage - you then have no way of challenging a suspension.
  • Overlooking the fact that several funds each have their own calendar: a French pension and a Belgian pension do not fall due at the same time.

Frequently asked questions

How often does it have to be provided?

Generally once a year, on a date specific to each fund. Some require it twice a year beyond a certain age.

What should I do if the pension has been suspended?

Send the missing certificate immediately and contact the fund. Arrears are normally paid retrospectively, but reinstatement takes several weeks.

Can a relative carry out the procedure?

No. The certificate attests that you are alive: your physical presence in front of the officer is the very basis of the document.

Last updated: January 2026 · Indicative estimate - check with the relevant administration.

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