Buying remotely is perfectly possible and common. Three things decide the outcome: the quality of the checks carried out before any payment, the drafting of the power of attorney, and the financing route chosen.
That last point is the one most often neglected and the most expensive to put right: a purchase financed in foreign currency, properly declared, gives the right to transfer the proceeds of a future resale abroad. A purchase in non-convertible dirhams closes that door for good.
Documents required
- Recent certificate of ownershipIssued by the ANCFCC - it reveals mortgages, objections and seizures
- Special power of attorneyNotarised and then legalised, or drawn up at the consulate, identifying the property and the powers given
- Passport or CNIELegalised copy
- Evidence of the convertible accountAnd the foreign currency transfer advices - the proof to keep for ever
- Preliminary sale agreementWith conditions precedent suited to a purchase made at a distance
The procedure, step by step
- Check the title before paying anything
A recent certificate of ownership: identity of the seller, mortgages, objections, easements. It is the only document that counts.
- Choose the notary; do not let one be chosen for you
The notary proposed by the seller or the agency is not your notary. You are entitled to appoint your own.
- Draw up the power of attorney
A special one, identifying the property precisely and the extent of the powers. Too general and it will be refused; too narrow and it will have to be redone.
- Finance in foreign currency and document it
A transfer from abroad into a convertible account. Keep every transaction advice: that is your future right to transfer the proceeds.
- Sign the preliminary agreement, then the deed
The funds pass through the notary, never directly to the seller.
- Have the deed entered at the Land Registry
Until the entry is made, your right cannot be enforced against third parties.
Pitfalls to avoid
- Paying a deposit directly to the seller before any deed - the most expensive and most frequent mistake.
- Settling for a photograph of the land title instead of a recent certificate of ownership obtained by you.
- Financing in non-convertible dirhams and discovering at resale that the proceeds cannot be transferred abroad.
- Giving a general power of attorney to a relative: most notaries refuse it and it exposes you needlessly.
- Buying off plan without checking the completion guarantee and the developer’s authorisation to market the scheme.
Frequently asked questions
Who should hold the power of attorney?
Someone you trust absolutely, or better still a professional. It must be special and limited: identification of the property, maximum price, permitted acts. A general power of attorney is a disproportionate risk.
How do I secure the right to transfer the proceeds?
By financing the purchase through a foreign currency transfer into a convertible account, and by keeping all the evidence of the origin of the funds. It is the traceability of the currency coming in that opens the right to take it out.
Can I borrow from a Moroccan bank?
Yes, several banks offer home loans to Moroccans living abroad, on their own terms. Repayment in foreign currency is generally required or encouraged.
Do I have to come and sign?
Not if the power of attorney is properly drawn up. Many buyers nevertheless prefer to travel for the final deed, if only to see the property before paying the balance.
Last updated: January 2026 · Indicative estimate - check with the relevant administration.